Boat Insurance designed by experts

Specialist boat insurance shields your boat and public liability from the risks of sailing on the sea or inland waterways. These include third-party claims emerging from accidents on the water or your boat being lost, damaged or stolen.

While your policy will depend on the type of boat you’re insuring, boat insurance policies typically cover:

• Your third-party liability Loss or damage to the boat from fire or theft
• Loss or damage to the boat during transit by road
• Repair or replacement (up to the sum insured)
• Tenders (if applicable)
• Outboard motors
• Gear and equipment
• Fixtures and fittings

Yes, most boat insurance policies include cover for accidental or malicious damage to your boat and any relevant equipment or gear you have onboard.

Third-party liability cover protects you against any claims made against you for injury or third-party property damage whilst using your boat.

Say you accidentally crash into another boat whilst sailing your yacht. Third-party liability insurance would help cover your legal costs if you were deemed responsible for the incident.

While taking out boat insurance isn’t a legal requirement, many boating clubs and marinas require proof of cover to become a member.

Aside from this, you may want to consider specialist boat insurance for peace of mind on the water. Risks such as theft, loss, and damage are real threats, as are third-party claims arising from incidents on the waterways.

You can get an instant online quote through Craftinsure if you want that extra reassurance.