Advice-Only Financial Planning for High-Income  Professionals

We help you make smart decisions with your money — without commissions, pressure, or hidden agendas.

A Better Future Starts with U

Future U Financial, located in the heart of Oklahoma City, offers various financial planning services tailored to meet each client’s unique needs. Our expertise lies in providing ‘Advice Only’ services, a distinctive At Future U Financial, we offer transparent, advice-only planning designed to help you live better today while building the future you want.

What We Cover:

    • Protection Planning: Life insurance, wills, trusts, and beneficiary reviews to safeguard your legacy.

 

    • Investment Alignment: Ensure your assets match your goals, risk tolerance, and timeline.

 

    • Smart Savings Strategy: Know how much to save—and stick to it with a plan built just for you.

 

    • Tax-Efficient Investing: Use the right accounts—Roth, IRA, 401(k), SEP, etc.—in the right way.

 

    • Custodian & Fee Review: Evaluate your financial institutions for service, transparency, and costs.

 

  • Ongoing Support: Secure software. Custom review schedule. No surprises. Just real help.

How We Charge

We estimate your needs upfront.
You choose how to pay.
We don’t sell products.
Our pricing strategy is designed to equal access to all people,
regardless of net worth.

Gain confidence with a custom plan and investment strategy

Free 15 minute call to see if you quality

Welcome to Future U Financial. America’s leader in the Advice Only financial planning movement. Future U is different, and it’s not for everyone. Here’s why. 
First, we don’t invest for you.  Not a penny. Instead, based on our values of radical transparency, we empower you with the knowledge and guidance to invest for yourself. We’ve found this new advice-only process enhances trust, communication, and helps to improve your family’s likelihood of financial independence. 
Secondly, by using the same secure software as the industry’s elite firms, it puts your family and our team on the same page… allowing us to monitor your investments in real time. Monthly updates, scheduled recurring calls or in impromptu meetings allow up-to-date feedback on your financial goals during all market conditions.
We work with your existing assets to quantify if they are appropriate for you, in line with your risk tolerance, and add value to what you are currently doing. However, unlike traditional firms, it is not necessary to change firms or accounts to work with us.
 
No longer do just high net worth investors get all the attention. Now, regardless of net worth, we help ensure your money is working as hard for you as you did to earn it.
 
If you are serious about your financial future, schedule a time today to see how we can add value.

We Empower you to take control of your future by:

  • Assessing current asset managers
  • Benchmarking investment fees
  • Uncovering Risks in your portfolio and planning
  • Creating or updating a financial plan
  • Projecting retirement date and income

WHY ADVICE ONLY?

Advice-only financial planning is a type of financial planning service where a financial planner provides advice and recommendations to a client on how to manage their finances, without selling any financial products or receiving any commissions from financial product providers.

We offer as much or as little hand holding as you need

Choose your plan:
No commitments
Change or cancel your plan anytime
A Financial Professional in your Corner

Investment Calculator

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We offer as much or as little hand holding as you need

Active or Passive Investment Strategies
Talk as much or as little as you’d like
Custom advice to your situation

Service

Offering

Pricing

Initial Consultation
-Determine if we can add value
Free
Client Onboarding
-Financial Plan -Ensure appropriate custodian -Assert Allocation Review
$500 (two hour minimum at $250 per hour. Determined on a case-by-case basis. Depends on complexity of financial life)

Passive Investing

– Custom Meeting Calendar
– Only pay for requested time
– Passive investment recommendations

$250 to $1,000 annually

Tactical Investing

– One hour meeting per month
– Active Management
Investment Alerts to your inbox
– Custom portfolio to your goals
– Included limited individual stock recommendations

$500 monthly ($150 per hour for additional hours)

Personalized Advice based on where you are in life

Start your life of financial independence today

Accumulation

Preparation

Distribution

PLANNING DURING YOUR LIFECYCLE

SHORT-TERM OBJECTIVES

LONG-TERM OBJECTIVES

RISK PROFILE

PORTFOLIO ALLOCATION

PORTFOLIO ASSET CLASS

ACCUMULATION STAGE

Age 20-35

The portfolio is heavily skewed towards equities to generate capital gains

PREPARATION STAGE

Age 35-60

The portfolio becomes more balanced as retirement approaches.

RETIREMENT STAGE

Age 60+

The portfolio shifts toward fixed income to preserve capital and generate steady income.

HOW WE DO IT

After an initial call to determine if we might be able to add value to your family, we then work to quantify your financial lives and the opportunities for success.

By linking your financial accounts to our secure software we are able to provide an initial financial plan, review the risks, fees and potential of your current investments, and provide continued monitoring. 

We meet people in our office or at their home or office to ensure they are comfortable at every step of the way. We focus a lot of time on the initial stages of the relationship to ensure people are set up for success.

MEET THE FOUNDER

Hello,

Welcome to Future U Financial. America’s leader in the Advice Only financial movement. I’m the founder, Josh. I’m a dad, a veteran, and someone deeply committed to empowering you to live a better life through financial literacy. My firm is different from what you’ve probably seen, and it’s not for everyone. 

First, we don’t invest for you.  Not a penny. Instead, of keeping you in the dark, we believe in radical transparency. We empower you with the knowledge, and guidance to invest for yourself. I’ve found this process enhances trust, communication, and ultimately improves your family’s odds for success. 

By using the same secure financial planning software as the industry’s elite firms, it puts your family and our team on the same page by allowing us both to see all your investments in real-time. However, unlike most firms, it is not necessary to change firms or open new accounts to work with us.

Regardless, if you are new to investing or have been doing it for years, we will be with you every step of the way.  If you are serious about securing your financial future, I encourage you to schedule some time to chat and see if we’re a good match. 

Invest in the Future U today!

All the best,

Josh

The Future U Advantage

After years at two of the world’s largest wealth management firms we’ve realized clients can afford their own dinners and golf trips. What they really want is uncompromized financial advice that is transparent without a sales agenda,

Therefore, we leave schmoozing to other firms and just focus on sound advice. 

Keep all your assets where they are

See all your accounts in one place

Know when you can retire, and how to invest for today's markets

As little as 15 minutes per month

01

We are able to give truly independent advice

Capitalize on low hanging fruit to identify a ballpark value added.

02

Financial advice based on your goals

Override the digital divide with additional clickthroughs from DevOps.

03

We're here to help during market volatility

Nanotechnology immersion along the information highway will close loop.

Testimonials

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