Insurance Broker Winnipeg

You can update your policy if your situation changes—and you absolutely should. For material changes, like upgrades to your house, your insurer will actually require you to update your policy to keep your coverage. Call us if there are any changes in your situation, and we can tell you if your policy should be updated.

Business insurance typically isn’t mandatory in Winnipeg. Lenders and investors may, however, require some level of commercial property insurance or liability insurance before offering money. Even if you don't need business insurance, it comes highly recommended - it can protect you from property damage, liability claims, and more. 

Some types of business insurance are required; you must insure any vehicles used by your business. There are other types of mandatory business insurance, like Workers Compensation, that your business may require—these types of insurance are not offered through insurance brokers.

We’re happy to help with any questions you may have about your policy, the claiming process, the results of a claim, and anything else you may need to know. We aim to make learning about insurance and making claims a stress-free experience.

Different insurance companies have different rules when it comes to non-payment but they all reserve the right to cancel your policy for non-payment—typically if payment is missed twice within a given policy year. Manitoba Public Insurance is quite strict about cancellations, and it is illegal to drive without insurance. Be sure to pay your insurance premiums on time, and call us if you can’t make a payment when it’s due.

Your credit score will not negatively affect your insurance rate, and you can deny insurers the right to check your credit score—they must still offer you insurance. Some insurers will, however, offer a discount for a good insurance score—a combination of your credit score and your claims history.

There are many options to dispute a claim settlement; if you’re not happy with a claim settlement, call us.