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Concept Car Credit is a car finance broker, not a lender, specialising in car finance in Manchester. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,500 over 60 months with a representative APR of 19.9%, the amount payable would be £217 a month, with a total cost of credit of £4,530 and a total amount payable of £13,030.We work with a specific panel of lenders to try to obtain your approval. We receive a commission for introducing you to parties with whom we work. This commission is either a fixed payment or a percentage and may vary by partner. This does not impact the rate you are offered. Full details are available on request. We do not charge a fee for our services.
